ALFA International’s Property and Casualty Subgroup is hosting a tele-seminar on February 19, 2013, “To Defend or Not Defend?  Weighing the Potential Consequences of Not Defending Your Insured”.  Cosgrave attorney Nicole Nowlin is one of the panel members that will share their insights about minimizing the pitfalls and negative ramifications associated with not defending an insured under a reservation of rights and avoiding bad faith litigation.  For more information about tele-seminar or to sign-up, please contact Karen Olson at .