Law Practice:

Nicole Nowlin is vice-chair of the firm’s Complex Tort Litigation practice Group.  She has defended individuals and businesses in a wide variety of complex matters over her 15-year legal career, including:  product liability, premises liability, and commercial automobile liability.  Nicole also specializes in insurance coverage and routinely counsels and represents insurance companies in coverage disputes.

Nicole began her legal career in Los Angeles working as an associate in a large health care law firm.  She defended doctors and hospitals in medical malpractice claims, with a special emphasis in defending birth injury suits.

Tort/Casualty Litigation:

  • Product liability
  • Premises liability
  • Professional liability
  • Oregon Landlord Tenant Act
  • Common carrier liability
  • Agency and vicarious liability
  • Personal injury
  • Class Actions

Insurance Law:

  • Insurance coverage litigation
  • Advice and counsel on reservation of rights issues
  • Advice and counsel on Medicare issues
  • Insurance coverage class actions
  • Personal Injury Protection, Uninsured/Underinsured motorist claims
  • Life and health insurance claims
  • Environmental claims
  • Commercial general liability claims
  • Property claims
  • Excess coverage disputes

Representative Cases:

Personal Injury Litigation:

  • Defended cab company against a passenger’s negligence and vicarious liability claims following cab driver’s sexual assault on the passenger.  After a three-day trial, the jury awarded plaintiff approximately 10% of her prayer.
  • Defended resort owner against a $4 million negligence claim brought by a customer who was shot in the face by a townsperson during a fishing expedition in Mexico.  Obtained favorable settlement.
  • Defended a transportation company against a $5.25 million vicarious liability claim after a driver ran a red light and struck a pedestrian standing on a corner, causing a degloving injury.  Obtained favorable settlement.
  • Represented auto dealership in a $5.3 million multi-plaintiff, wrongful death and traumatic brain injury case, following a rollover SUV crash that was allegedly caused by the dealership’s negligent installation of improperly sized tires.  Successfully resolved case for approximately 6% of total prayer.
  • Represented national retailer in products defect case after a customer was severely injured when the glass from a large picture frame fell out and lacerated her foot.  Successfully tendered claim to picture frame distributor.
  • Defended national retailer against a negligence claim brought by a customer who allegedly sustained severe emotional injuries after finding pornographic images on a tablet that she purchased at the retailer’s store.

Insurance Coverage Litigation:

  • Defended homeowners insurer against a breach of insurance contract lawsuit following the company’s denial of property damage coverage after the insured’s domestic partner intentionally set fire to their home.  Successfully resolved case.
  • Successfully defended PIP insurer through summary judgment against insured’s claim that travel expenses to medical appointments are covered under PIP.  Case is currently on appeal with the Oregon Supreme Court.
  • Defended life insurer against a breach of contract claim following the denial of death benefits due to the decedent misrepresenting his health history on the policy application.  Successfully resolved case for less than half of the death benefit.
  • Defended CGL and excess insurer in complex, multi-party, U.S. district court litigation following the roof collapse at a manufacturing plant.  Successfully resolved case.
  • Prevailed on summary judgement on behalf of UIM insurer where plaintiff – the adult daughter of the named insured who lived in her own house at the time of the accident – alleged that she was an insured under the policy because she was a member of her parents’ “household.”

Education & Bar Admissions:

Nicole earned her B.A. in political science and history from Linfield College in 1999.  She earned her law degree from Willamette University in 2002.  Nicole served as a Form Editor for the Willamette Law Review.

She became a member of the California State Bar in 2002, and a member of the Oregon State Bar in 2005.  She is admitted to practice in the United States District Court for the District of Oregon and the United States District Court for the Central District of California.

Professional:

Nicole is a member of the Oregon Association of Defense Counsel, the Claims and Litigation Management Alliance, the Multnomah County Bar Association, Oregon Women Lawyers, and the Defense Research Institute.  Nicole is also a member of the ALFA International Insurance Coverage Practice Group, which is a well-organized national network of insurance counsel, and chairs their Property and Casualty sub-group.

She also mentors new lawyers through the Oregon State Bar’s New Lawyer Mentoring Program, and recently concluded her role as chair of the Multnomah County Bar Association’s Equality and Diversity Committee.  The MBA’s Equality and Diversity Committee works to promote equality in the profession and justice system and identifies ways in which the MBA can promote diversity in the practice of law.

Personal:

In addition to spending time with her husband and their two children, Nicole enjoys hiking, traveling, and attending the University of Oregon football games.

Presentations:

“Defending Mild Traumatic Brain Injury Cases”
State Farm Insurance claim professionals, February 9, 2017

2016 Changes to Oregon UIM and PIP Laws
Oregon Mutual Insurance Company claim professionals, September 13, 2016

“Loose Lips Sink Ships – Effective Use of Social Media”
Panelist, ALFA International Insurance Law Roundtable, June 12, 2015

“Social Media in Claims Handling and Litigation”
State Farm Insurance claim professionals, June 19, 2014

“Social Media in Claims Handling and Litigation”
Presented to Oregon Mutual Insurance claim professionals, May 15, 2014

“To Defend or Not to Defend? Weighing the Potential Consequences of Not Defending Your Insured”
Presenter, ALFA International Insurance Law Practice Group Tele-Seminar, February 19, 2013

Publications:

Oregon’s Lack of Compulsory Counterclaims
Client Update, ALFA International, Insurance Practice Group, Property and Casualty Insurance Sub-Group, Winter 2015

2015 Oregon Insurance Compendia
ALFA International Insurance Practice Group Annual Update, June 2015

“Senate Bill 411 Brings Significant Changes to Oregon UM/UIM and PIP Coverage”
Cosgrave Insurance Practice Group Update, May 2015

“Diversity, Inclusion & Equality in the MBA”
Multnomah Lawyer, January 2015

“Leaving Alleged Defamatory Material On The Internet Likely Does Not Trigger Coverage Under Later Insurance Policies”
Client Update, ALFA International, Insurance Practice Group, Property and Casualty Insurance Sub-Group, May 2014

“Online Defamation:  Multiple Coverage – Triggering Events or a Single Publication?”
Feature Article, The Verdict, Oregon Association of Defense Counsel Magazine, Issue 1, 2014

“Eclipsing New Heights:  Scaling the Skyscrapers of EPLI, Professional Liability and Insurance Defense”
Course Book Editor, 2014 ALFA International EPLI & Professional Liability Seminar

“Staying Ahead of the Curve:  Practical Updates, Guidance, and Strategies for Insurance Professionals”
Course Book Editor, 2013 ALFA International Insurance Law Roundtable

AFLA International Client Update”
Property and Casualty Sub-Group of Insurance Practice Group

Client Comments:

“Thank you so much for your presentation.  It was well received by the entire claims organization.  The topic was interesting and valuable, and your presentation was engaging.  When people told me they liked your presentation, I told them of course, you are a professional!”